Delhi Lakshmi Yojana Payment 2026: Eligible women under the Delhi Lakshmi Yojana can receive financial assistance of ₹2,500 every month. However, the scheme offers two payment options: one combines a CBDC wallet with a bank deposit, while the other puts the full amount into a recurring or fixed deposit.
If you have applied for the scheme or want to understand how the money will be credited, here are the payment details, bank requirements and important instructions.
Delhi Lakshmi Yojana Payment Date 2026
The Delhi Government scheduled the first monthly disbursements under the scheme from 1 September 2026. Eligible applicants were also scheduled to receive sanction letters from 26 August 2026.
However, the actual credit date may depend on application approval, verification and payment processing. Applicants should check official updates rather than assume that every beneficiary will receive the amount on the same day.
How Will You Receive ₹2,500 Under Delhi Lakshmi Yojana?
The scheme provides two payment options. Applicants can select the preferred option while applying.
| Payment Option | Monthly Amount |
|---|---|
| Option 1 | ₹1,000 through CBDC wallet + ₹1,500 in RD/FD |
| Option 2 | Full ₹2,500 in RD/FD |
Important: Both options include a deposit component with a lock-in period until 31 July 2029, as specified in the scheme guidelines. ₹1,000 CBDC + ₹1,500 RD/FD
Under this option:
- ₹1,000 is transferred every month to the beneficiary’s CBDC wallet.
- ₹1,500 is deposited into a Recurring Deposit (RD) or Fixed Deposit (FD) account.
- The CBDC wallet is linked to the beneficiary’s bank account.
- Certain purchases, including alcohol, tobacco and lottery tickets, are restricted through the wallet.
Full ₹2,500 in RD/FD
Applicants who choose the second option will receive the full ₹2,500 as a monthly deposit in an RD or FD account through the selected banking partner.
The deposit will remain subject to the scheme’s lock-in conditions. The applicable interest rate will depend on the bank’s prevailing terms. Gazette Tracker+1
Delhi Lakshmi Yojana Payment 2026: Bank List
Applicants must have an active bank account with a bank participating in the scheme’s CBDC ecosystem.
Some participating banks include:
| Bank | Bank |
|---|---|
| SBI | PNB |
| Bank of Baroda | Canara Bank |
| HDFC Bank | ICICI Bank |
| Axis Bank | Union Bank |
| IDFC FIRST Bank | YES BANK |
| Kotak Mahindra Bank | Federal Bank |
| Bank of India | IDBI Bank |
| Indian Bank | Karnataka Bank |
| IndusInd Bank | UCO Bank |
| Bank of Maharashtra |
The official scheme portal provides the participating bank list. Check the latest list before selecting or updating your bank account. Delhi
What Is a CBDC Wallet in Delhi Lakshmi Yojana?
CBDC stands for Central Bank Digital Currency, a digital currency issued by the Reserve Bank of India (RBI). The first option under the Delhi Lakshmi Yojana will provide a CBDC wallet linked to the bank account of the beneficiary, where the beneficiary will get ₹1,000 each month.
A wallet created under the scheme has restrictions. It cannot be used to buy some banned goods and services such as liquor, tobacco, and lottery tickets.
How to Check Delhi Lakshmi Yojana Payment Status?
Applicants can use the official scheme portal to look for application and payment-related updates.
- Visit the Delhi Lakshmi Yojana official portal.
- Look for the application or beneficiary status option.
- Enter the requested application details.
- Complete the required verification.
- Check the status or instructions displayed on the portal.
Note: If a separate payment-status option is not available, check your application updates and registered mobile number for official notifications.What to Do If Delhi Lakshmi Yojana Money Is Not Credited?
If your application is approved but the payment has not arrived, check the following:
- Confirm that your application has been approved.
- Make sure your bank account details are correct.
- Check whether your bank is on the participating bank list.
- Verify that your Aadhaar and bank details are accurate.
- Check your bank statement and CBDC wallet, depending on your selected payment option.
- Contact the concerned District Women and Child Development Office if the issue continues.
Delhi Lakshmi Yojana Payment 2026: Important Instructions
- Select your payment option carefully during registration.
- Keep your registered mobile number active.
- Do not share your banking PIN, OTP or wallet credentials.
- Check official notifications for payment updates.
- Do not rely on unofficial websites claiming to provide guaranteed payment dates.
Important Links
| Scheme Guidelines | Gazette Notification |
| Women & Child Development | WCD Delhi |
FAQs on Delhi Lakshmi Yojana Payment 2026
How much money is given under Delhi Lakshmi Yojana?
Eligible women are entitled to financial assistance of ₹2,500 per month under the scheme.
When did Delhi Lakshmi Yojana payments start?
The first monthly disbursements were scheduled to begin from 1 September 2026.
Can I receive the full ₹2,500 in my bank deposit?
Yes. Applicants can select the option under which the full ₹2,500 is deposited into an RD or FD account.
What is the CBDC payment amount?
The first payment is ₹1,000 per month in CBDC wallet and ₹1,500 in RD or FD account.
Is a bank account mandatory for Delhi Lakshmi Yojana?
Yes. To be eligible for the plan, the applicant should have an operative account with the bank participating in the CBDC ecosystem.
What is the lock-in period for the RD/FD?
The scheme guidelines specify a lock-in period until 31 July 2029.
Where can I check Delhi Lakshmi Yojana updates?
Visit the official Delhi Lakshmi Yojana portal for application and scheme-related updates.
Disclaimer: This page is for informative purposes only, as per data accessible in the official Delhi Lakshmi Yojana portal and rules. Dates and schedules for payments may differ. Check government sources for the latest information.
